HIGH credit card balances for a few years. My partner and I had sooooo many cards, and we would just keep getting new ones with 0% interest, and switching balances to them. At least that way we where paying the least amount of int. . After a while, if your buisness is doing well, you should be able to float a loan to pay of the cards. Then Pay off the loan, and it's GRAVY from there. . It has taken me 12 years of this buisness to get to this point.